FREE E-BOOK

How to Build Your Wealth Smarter, With Lower-Risk, More Secured and Faster than Traditional Investing

Answers to the What & Why

Fundamentals of Private Lending

Types of Private Lending

Investment Philosophies

Download The 8th Wonder of the World

Compound Interest With a Focus on Private Lending & Deeds of Trust Investing.

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Secured Real Estate Lending for Cash Flow

Get stable predictable high yield private lending debt fund, secured by real estate, with a protection of principal escrow provided by the sponsor and redemption clause features provided for liquidity.
 
We lend nationwide, typically to real estate professionals in both the residential and small commercial real estate space. We typically lend in states that are landlord and investor friendly, with eviction and foreclosure laws to protect the asset.
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“We Make Passive Investing In Commercial Real Estate Simple.”

We help real estate investors get stable predictable high yield private lending debt, secured by real estate, with a protection of principal escrow provided by the sponsor and redemption clause features provided for liquidity. 

Meet an Uncut, Unedited Joe Cook and ECFG CAPITAL FUND XI

Joe Cook shares insights from his 20+ years of experience in commercial and residential real estate, revealing the challenges that paved the way to his success and the birth of ECFG CAPITAL FUND XI. Perseverance and discipline have been his most valuable assets, and he acknowledges that failure has been a crucial part of his journey. Joe is on a mission to share every detail with both seasoned investors and newcomers, helping them navigate the real estate market with confidence.

Why Invest With Us?

Portfolio Management

Your investment is secured by real estate at a loan to value, typically less than 70%, which usually allows for a foreclosure sale adequate enough to recoup the principal when a default occurs. The portfolio management team has experienced historical default rates of less than 3%, with actual losses of less than 1% of the portfolio value. 
 
By providing a 2% escrow, the sponsor can purchase loans that may not be paid as agreed. When paid as agreed, typically the less than $2 million loans are paid within maturity periods of 12-24 months, with interest collected monthly. Full details are in the PPM.

Investor Expectation

Investors can expect ECFG to put their capital to work within the 90-day deployment period, to receive stable cash flow at an anticipated 9.5-10.5% annual rate of return and to receive a distribution of capital within 90 days of the request on a best-efforts basis, after the 18-month lock-up period.
 
Investors can expect us to use our skills and our escrowed capital to mitigate their risk of default and loss of up to 2% of the portfolio. We focus on building wealth by protecting clients capital with the lowest fees possible.

Alignment of Objectives

ECFG gets paid when the investor receives payment. Our management fee is paid as the portfolio produces its yield, after proper deployment. The investor receives an 8% preferred return and any return above that is split 80/20 between the LP and GP. 
 
This alignment of being paid when our investors are paid provides a flexible way for investors to retain purchasing power in their available real estate capital. The fiduciary passes the highest levels of background & credit scrutiny.